Nine Steps to Buying a Home
Click Each Step for Valuable Information
"The home buying process can seem complicated, but if you take things step-by-step, you will soon be holding the keys to your own home!"
FIGURE OUT HOW MUCH YOU CAN AFFORD
What you can afford depends on your income, credit rating, current monthly expenses, downpayment and the interest rate. The calculators below can help, but it is best to visit a lender to find out for sure.
Need help with your downpayment and/or closing costs?
A housing counselor can help you figure out how to manage and pay off your debt, and start saving for that downpayment!
SHOP FOR A LOAN
Save money by doing your homework. Talk to several lenders, compare costs and interest rates, negotiate to get a better deal. Consider getting pre-approved for a loan.
LEARN ABOUT HOME BUYING PROGRAMS
FHA loan programs offer lower down payments and are a good option for first-time home buyers.
HUD's special homebuying programs:
Good Neighbor Next Door Program - for police officers, teachers, firefighters and emergency medical technicians
You're finally ready to go to "settlement" or "closing." Be sure to read everything before you sign!
Above information taken from the U.S. Department of Housing and Urban Development website
Buyers - Let me help you find the perfect home for you.